1. WEAVERS MUDRA SCHEME :
The Govt. of India has launched the Weavers Mudra ( Micro Unit’s Development and Refinancing Agency) scheme to provide financial help to the handloom weavers after discontinuation of WCC scheme. It is a modified version of the loan provisions to the weavers of the country in a cheaper rate of interest and easy processing method. Loan has to be provided with a 6% rate of interest to the weavers/Pwcs/Entrepreneurs for 3 years. The balance of the Bank interest will have to be claimed before the Ministry will also release the said interest subvention directly to the respective Bank Head office. The upper limit for loan has been increased up to Rs.5.00 lakhs per application. There is also the provision of Margin money at the rate of 20% of the loan amount out of which maximum Rs.10,000/-will be provided by the Ministry of Textiles, Govt. of India.
In Biswanath district at the end of November/2019, 67 nos of proposal of weavers Mudra scheme have already been sent to the concerned Bank branches .
2. PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA ( PMJJBY) AND PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY) :
This is a converged scheme of Mahatma Gandhi Bunkar Bima Yojana (MGBBY). This scheme is implemented through LIC of India for the Financial security benefit of the weaver families.
(i) PMJJBY :-All handloom weavers/workers in the age group of 18-50 years will be eligible to cover under this scheme. Total premium is Rs.330/-per annum. Weavers/workers share=Rs.80/-per annum, GOI share =Rs.150/-per annum, Social security fund of LIC =Rs.100/-per annum.
Benefits :-Rs.2.00 lakhs is payable on beneficiary’s death due to any cause for one year period from 1st June to 31st May.
(ii) PMSBY :- All handloom weavers/workers in the age group of 18-50 years will be eligible to cover under this scheme.
Benefits :-
(i) Rs.2.00 lakhs is payable on beneficiary’s accidental death & permanent total disability.
(ii) Rs.1.00 lakh for permanent partial disability for one year period from 1st June to 31st May.
The annual premium of Rs.12/-will be borne entirely by the Govt. of India.
The weaver/worker in the age group of 18-50 years on deposit of his/her share of Rs.80/-will be entitled for coverage under both the schemes PMJJBY and PMSBY.
3. BLOCK LEVEL CLUSTER DEVELOPMENT SCHEME :
The Govt. of India has launched a new concept of setting up of Block Level Cluster for development of Handloom sector. The basic concept of the scheme is to set up a Common Facility Centre (CFC) at the Block level along with a Common Service Centre to serve weavers of the Block with a facility of per loom and post loom activities. It is a cluster area development scheme covering 800-1200 looms in a compact area of one or more villages. The implementation of the project has been initiated with conduction baseline survey and engagement of Cluster Development Executive (CDE) and Designer cum Marketing Executives. The base line survey is conducted to ascertain actual need of the weavers for sustainable growth of the weaving industry. In the cluster some of the components of the scheme are:- supply of new looms, supply of accessories, supply of jacquard machines, margin money, workshed, Skill up-gradation training on weaving, designing, dyeing etc. During training period stipend will also be provided .The maximum project cost of the cluster is Rs.2.00 crore. The scheme implementation period is three years. The scheme is implemented by Weavers Service Centre, Guwahati.
In Biswanath district, 3 nos of such Block level scheme are running. 1 no. at Garehagi Village under Biswanath Dev. Block, 2 nos under Behali Dev. Block situated at Boralimara village and Nasbar village. The Govt. has already released the fund of 1st installment. About 3000 weavers of the district will be benefitted by these schemes.
4. INTEGRATED HANDLOOM DEVELOPMENT SCHEME :
It is a cluster area development scheme covering 300-500 looms in a compact area of one or more villages. The scheme is implemented on a project mode through base line survey of the project area and ascertaining actual need of the weavers for sustainable growth of the weaving industry. In the cluster some of the components of the scheme are:- supply of new looms, supply of accessories, supply of jacquard machines, margin money, workshed, Skill up-gradation training on weaving , designing , dyeing, managerial training etc. During training period stipend will also be provided .The maximum project cost of the cluster is Rs.60.00 lakhs. The scheme implementation period is three years. Every year 40 nos of weaver have taken to some developed handloom industrial area inside or outside the state for exposure visit to promote their experience.
One of such scheme is running at Biswanath ghat in Biswanath District. It has covered 300 weavers and already completed two years. The Govt. has already released Rs.31.265 lakhs for implementation of the scheme. Already 20 nos weavers group (consisting of 15 nos each) have formed. Margin money of Rs. 6000/- is deposited to the Bank account of each group. The skill up-gradation training on weaving, dyeing and designing is also provided to 60 nos weavers( 20 nos from each disciplines. New looms are provided to 57 nos. weaver, Loom Accessories are provided to 64 weavers,120 hook capacity Jacquard machines are provided to 29 weavers, Workshed ( Loom shed) are provided to 12 weavers, Raw-material( yarn) are supplied to each group for production of handloom fabrics. Beside these, 80 nos weavers are taken for exposure visits.
For more information please contact with :-
or
E-mail : assamhandloom@gmail.com
Nodel officer :- Shri Basistha Kumar Das
Mobile No. - 9954255995